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 @86ee8b2c God didn't tell me to share a bank account with my wife. We're paying off a mortgage together, been together 17 years, our money is separate. It's not her business if I want to buy a tuba, not mine if she spends a lot at the gym. The model you pick apart is a paper dragon. People who have reasonable marriages don't make the bad choices you seem to think are the only options 
 @cc121fd8 

Bravo

Statistically though, divorce rate is 50%, that’s financial equivalent of pulling the trigger three times in Russian Roulette.

Property laws vary by state; in Texas, all property is jointly owned regardless of account arrangements. 
 @86ee8b2c ok. If I were married to someone who didn't work (unlikely with my temperament) I wouldn't take out a mortgage without having a contract with said spouse. I'm sure such a thing could be written to avoid this problem.
Of course if she wasn't working because she was raising my kids, then that's an arrangement I freely made and she deserves half the house. 
 @cc121fd8 

Judges regularly throw out prenups because fuck the white man 
 @cc121fd8 

Marriage is the contract, and the contract is “you have no rights.” 
 @86ee8b2c neat. It's been my experience that I mostly get what I deserve. If I'm looking for trouble, I get trouble. If I put in the work, I get something serious. I've been hurt many times, but it does me no good blaming the other person. All I can control is me, and I just keep working on that.