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Tortuga | 5 months ago (raw) | root | parent | reply | flag +1 
 The rub here is that you still need a place to live. And so you’re going to spend ~28,000 (2,350/m average for a single family home, rough number) per year to live somewhere no matter what, which means over thirty years you’re dropping almost 850k on somewhere to live that you don’t own.

Now, how much do you value not HAVING to move when some owner wants to take their home back? This also assumes the rent doesn’t increase over 30 years, highly unlikely. Is that worth the 100-200-250k you’ll spend on the house? Will the house appreciate that amount?

Houses are good investments if you live in them, because their not investments their expenses.
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MAHDOOD | 5 months ago (raw) | root | parent | reply | flag 
 Please refer to my initial post on this subject. Note that it's an older post so the numbers may be different today but not enough to change my conclusion.


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Tortuga | 5 months ago (raw) | root | parent | reply | flag +1 
 Buying property as an investment when bitcoin exists is certainly a poor choice, but in the post I referred to you speak about purchasing a home, which is a different calculus all together.
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Tortuga | 5 months ago (raw) | root | parent | reply | flag 
 Also, a depreciating CAGR is not included in the analysis, this seems like a straw man argument.

a more realistic analysis is not purchasing a triplex investment property but just leveraging oneself to buy a home and then proceeding to lump sum your cash after the mortgage comes through, servicing the mortgage at minimums while continuing to DCA, and possibly leveraging appreciating home values by lump summing that into bitcoin when possible vs renting over 30 years.
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MAHDOOD | 5 months ago (raw) | root | parent | reply | flag 
 The scenario I chose was based on my current situation. Single man that wants to leverage real estate. A triplex allows me to live in one of the units while renting out the other two.

Idk what a depreciating CAGR is but it seems like you’re talking about how you can depreciate the value of the property for tax purposes. Even if you took that into consideration, I don’t think it would close the 72 million dollar gap between you and the renter who bought Bitcoin instead of a house.