Also, a depreciating CAGR is not included in the analysis, this seems like a straw man argument. a more realistic analysis is not purchasing a triplex investment property but just leveraging oneself to buy a home and then proceeding to lump sum your cash after the mortgage comes through, servicing the mortgage at minimums while continuing to DCA, and possibly leveraging appreciating home values by lump summing that into bitcoin when possible vs renting over 30 years.