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 @Electric Pants :prince_dance:  "If I can't afford $20 then I just can't afford it."
Words to live by. If you dont have the money now, who's to say you'll have anything in a year?
Friend's gf bought him a PS5 and is still paying the 24 installments.
The only monthly bill I will ever accept is utility, and just maybe taxes, but it's always preferable to pay upfront.
Not even a car, that's something you save up for ahead of time.
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