i mean usable for POS... you can't be waiting much longer than a visa/MC card payment or it's not gonna fly
can't do that with stables, only Lightning, and the only well developed ecosystem for this tech is bitcoin lightning
also, stablecoins are already at peak demand at this point... xapo bank supports USDC and USDT as well as onchain and lightning BTC, but you simply can't do POS with stables, just can't
the payment use case is important... only bitcoin has the tech that can take Visa/MC/etc out of the loop which makes it much more viable for physical retail/hospitality
also, as far as fiats go, simply not printing is the only way to make the prices stable
otherwise, they are guaranteed to grow at 2-8% per year, and it got much worse in the last 4
I see .. I didn't know stables can't be used as cash .. actually, never tried ..
But that said , why do that at all ? When credit cards are working fine as is .. and people don't mind paying 2.5 % in fees ..why then rock the boat ?
When ever you need to settle the credit card , convert a bit of USDT in local currency and boom .. sure there is centralisation and what not ..but how many people really A F ?
inflation will make both consumers and vendors look for ways to shave their margins thinner
and yes, services like Xapo bank already do this via the credit card payment network
but with higher margins than LN can do, that's my point... when people are squeezed, they will eventually consider the saving to be worth the time to learn and deploy
the cards use case just is a problem
i live in madeira, and almost nobody except the big chains and centrally located shops has card terminals
they would sooner adopt LN if enough customers demanded it, because the cost of deployment of the setup is very low, they almost all have mobile phones that can already act as lightning payment terminals
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