I think the main thing holding people back is that you need some broad acquaintance with a bunch of things to even gain a foothold toward understanding BTC. This includes: fiat creation, treasury debt, Keynesian & Austrian economics, coding, & public key encryption. I was lucky enough to have at least some understanding of all these things before I saw Andreas Antonopoulos appear on the Joe Rogan Experience, so I was able to connect the dots immediately.
I have very wear understanding of what you just named and still get it. Just understanding Bitcoin basics isn't hard at all, takes an hour or two of logical discussion and honest interest. To me these people in the note are maybe intellectual, but rather ignorant and not very intelligent. Everybody buys BTC at the price he deserves👀