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 Can you really get the money exchanged and ready in your account that quick to be able to buy pizza ? 
 yes i can. with the power of lightning network combined with peer-2-peer services for on ramping and off ramping bitcoin utilizing mobile money services. in an instant pay .  within minutes i can already be at the hut awaiting my pizza order .  
 Awesome! 

How much does Alby charge you for fess? I only charge my users 1% on my Lightning Node  
 Alby charges based on amount of sats. i dont see them use a specific percentage.  most i have paid for a transfer is 100 sats .  but i prefer wallet of satoshi they usually charge a sat or 2 no matter the transfer in lighnting. im yet to pay that much on WoS 
 Oh some exchanges like Coinbase give you a Visa card that you can use to buy anything with your crypto and they sell your BTC on the spot, all seamless. Do you have anything like that? 
 haha no i do not.  custodians are bad enough we shouldnt let them handle our fiat businesses lol 
 I mean.....you could simplify the pizza steps. Lightning -> Custodian ->   VISA Card  
 Lightning > P2P > Mobile money better . plus you work with a real human. lol