Oh some exchanges like Coinbase give you a Visa card that you can use to buy anything with your crypto and they sell your BTC on the spot, all seamless. Do you have anything like that? 

 haha no i do not.  custodians are bad enough we shouldnt let them handle our fiat businesses lol 

 I mean.....you could simplify the pizza steps. Lightning -> Custodian ->   VISA Card  

 Lightning > P2P > Mobile money better . plus you work with a real human. lol