I dunno Jack, I'm one of those "Change my mind" sort of folks, or at least, in a 'change my mind' rut.

I should prolly take another look at Bitcoin, coz it just never seemed viable as a currency since mine were given to me via DALnet years ago, and after playing for a bit (no pun intended) tucked them all away on a paper key when they were worth less than 40 cents each.

I've admired and love using one of the oldest cryptocurrencies out there for the longest time - XLM. It's fast as lightning (in my experience, settles in about 3.5 seconds), and is affordable for everyday transactions of virtually ANY size - at an average over the years of 12 cents each, every XLM transaction costs exactly 0.00002 XLM. That's an awful lot of transactions before you reach a penny.

And it's also the international standard (still, if I'm not mistaken), being the official crypto used by MoneyGram worldwide.

To be fair, I haven't looked at the whole Lightning thing, so BTC to me is something that takes at the very least, hours to settle, and can cost $15 or $20 bucks to buy a $1.00 Can of Coca Cola.

Maybe part of my problem is that when I dismiss something, I don't often take the time to go back and look again for a VERY long time - so if enough has happened in the past 10 (or even 5) years to dispell the notions I have about how unwieldy Bitcoin is, I'm all ears and interested in following any rabbit holes that support that.

In the meantime, it's just been too much bother pricewise (transactions) and time-wise (settlement), and if I want to put up with that kind of inconvenience, I can opt instead for a privacy conscious currency such as Shielded ZEC or XMR.

I realize that there may be advantages market-wise, but I don't use anything but non-custodial means of managing my currencies, have no reason to cash out via a CEX, and prefer instead to buy and sell goods, services, in crypto when I can - I do use DEXes, however, when I need to exchange from one currency to another - it may be a tad more costly, but I never touch anything regulated by insisting that there be no comingling of regulated verses non-regulated assets.