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 Well, I could see it as a time to have _more_ kids, but not to start having them.

Having a lot of offspring is also a retirement plan, of sorts, after all. 
 I humbly disagree, Stella

What if a kid you have in your 40s is special needs? Your whole life will go topsy-turvy

I don't think having kids is an experiment you should beyond 32-33 
 ok, now i'm really late to the market. sounds like catching a falling knife to have kids now.

so what's the purpose then if one is not a grandparent, for life beyond this? am i just a bump on a log? 

what are spinsters and bachelors supposed to do for society 
 I don't think biological goals are the only purpose to life, or even the highest purpose. We're all here to worship God through our efforts, and work out our salvation "with fear and trembling".

I see marriage as the most-common vocation, but there are other vocations. I'm saying the opposite: if marriage is your vocation, that you are called to, then take it seriously and focus on it. Don't put it on the backburner or on your To-Do list. 
 Thank you, sounds like wisdom