At the current rate transactions can become very expensive quite quickly. We have seen this several times in the last year. Especially people from lower income countries struggle quickly. But even in the US and Europe DCA and bad UTXO Management caused painful transaction costs.

I truly do not believe the solution is either black or white. We need a vast space of different options addressing different audiences and their needs. What makes bitcoin special is that you get to choose which one you want to use.