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 So i was playing a little bit with minibits, using nwc.  It seems to be delayed in showing transactions.  I came back later and they showed up.  
 I believe you have to open the app to fully receive the transaction. Could be wrong. I don't know what the time limit is, if any. I haven't lost anything yet. On sending, sometimes Amethyst doesn't show the zap completing, but it's there on refresh. Clearing cache usually makes weirdness like that go away for me. Basically, I think it's all okay and normal, though.  
 Thank you, i might go with that setup, just for simplicity.   You've been very helpful.😊 
 No problem, thanks for the zap! I have the node and all that, but I do like the simple zap setup. I like limiting the funds available to NWC, also. That's another that Alby Hub might solve. I need to fire that up just to have some experience with it.