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 Feel like I’ve been super innactive here the last while. 

Latest development in my life is we got our home and contents insurance invoice and despite us not having made any claims, insurer has taken it upon themselves to increase $ by 71% on last year 

hows your day? 
 Dog got skunked tonight and I live in a small apartment  
 oh wow. We don’t have skunks here. How bad do they smell? And whats the remedy or does it just fade over time? 
 My dog has almost been skunked twice, but quick reactions and 1oz of #5s took care of it 👍 
 Shitcoin of epic proportions mate. Brutal. 
 Total shitcoin. Hilarious really they could increase price by 71% and keep a straight face 
 this crap is across mult. apps.!  i smell desperation & fraud, in process of suing a mortgage co. trying to charge dbl escrow.  beware med. procedures charging crazy @ taxpayers expense just like the shithit! 
 I stopped paying my home insurance 12 months ago.

No regrets.

Self insurance & responsibility for all things is the way. 
 self insurance? please expatiate t-y 
 yeah nice. Id be fine with that, but the mrs not so much 😂