That's an honest appraisal, you would also be in, I suspect, a good 95% to have done exactly the same!
I sleep better at night knowing this, because I'd struggle to make peace with that, probably.
It's getting to the stage now though, where it's REAL difficult to decide what you do with it. If you have any meaningful number of sats, and depending on your age, it's like 🤯🤯🤯. (I am that person)😳😂.
Just remember you can't take it with ya. It's just a great savings mechanism, but I like to put my money to work, personally.