Payment apps are zero fees and "instant". Normies don't care about how long it takes to actually clear behind the scenes. They can still speculate and hodl Bitcoin for gains on exchanges.

You're right Bitcoin is better money than fiat in a fair fight. Obviously when you're playing in white markets it's not a fair fight. Everything is artificially dictated by the state. They can place burdensome capital gains taxes to reduce or nullify your Bitcoin gains and tax you when you transact with it too like they already do. Bitcoin advantages are only constant and fully realized on black markets.

note1tr7s9spc5qct64flt92wwpjuhprh5zs7wfj8ys3yadxt0c30g64q37a7a0 

 And black markets overwhelmingly prefer Monero because using Bitcoin has been proven to be a good way to end up in jail. Just talk to Ross Albrecht., roger ver, ian freeman, the guy accused of running Bitcoin fog, samurai wallet, etc.