Maybe. Bitcoin's actual usage is complicated and confusing and I'm not a developer, so I'm doing my best. But I'm also not computer-STUPID, and if I can't get Bitcoin to work with reasonable accessibility for real-life purposes, then the average masses can't, either. All I know is that Exodus used Wallet of Satoshi as the API provider for its Lightning Wallet, and Wallet of Satoshi said that "due to regulations" they no longer serve the U.S. 🤷 

Which highlights concerns I raised several years ago. Bitcoin itself may be decentralized, but as long as the means people have to use to *access* it, either for storage or payment, are regulated, that doesn't necessarily mean that much.  (I had in mind internet and cellular access, not the actual wallet access, but that possibly makes this even worse.)

Fiat money is problematic for being disconnected from any concrete standard, but there's also something to be said for being able to hold physical currency in your physical pocket and hand it over physically to the owner of a physical business to procure a product or service. Cryptocurrency, by nature, will *always* require a "middleman," even if that middleman is only a device.