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 Can you afford a house without taking a loan ? 
 98% of people on nostr cant. 
 Some can but they will not say it because opsec and I respect it 😉 
 I cannot. 
 *cries in Canadian* 
 The question should be can you afford land without a loan, you can build your own house with friends  
 Yes, but it depends. 
 What is your definition of house 
 At least 3 bedroom 
 Maybe a 1 bedroom shack 
 Here in my country you can’t even take a loan due to the high inflation. 
 If taking a loan allows me to stack more sats, then I’ll take it. The debt of the loan will be able to be paid back with currency that is less valued. 
 Not in my country.. 

I've heard some banks won't allow cash purchases if the cash comes from Bitcoin/switching sales 
 Depends on location and if I am dumping my stack. Cause honestly, my stack is literally the last thing I would sell before the wife and kids. 
 Thinking of it, maybe I can pull it off 

Maybe a strawbalw or a cob house can be built with a bit of help from friends or the community with similar interests 

So maybe just maybe 
 I’ve had a little training in this building style and may be interested in helping build when you are ready!  Depending on where you are and other factors 😅 
 Woah that’s amazing thanks. Would North America, Europe or India be ok with your schedule ? 😁

I didn’t know that anyone was interested in this type of building, let alone someone who has had some training 🙌🏻

Would love to know more about your training 
 Some years ago, I did a week long workshop here learning and practicing techniques for building with bales, roundwood, and cob, including finishing techniques like plastering and creating bottle windows. 

We learned to make foundations for earthen floors, strip bark from trees, make a simple roof, make and apply cob, shape and stack bales, mount shelves, windows, and electrical boxes, finish walls and earthen floors, apply plasters, and more. 

We also toured several natural homes that had been built in the area. 

This would have been one of the greatest weeks of my life even without the terrific food 😂

https://www.muddauberbuilding.com/ 
 This sounds like something I should try. 

You guys did a lot in that one week, as there so many aspects to a building and this type of knowledge is better absorbed by hands on experience. 

Good food definitely adds to the overall experience, I’m glad you enjoyed the whole natural building process. 
 As far as I can foresee, parts of North America would be doable, the rest is a stretch 😂 
But maybe someday I could do somewhere farther away. When the time comes, let me know, and I’ll let you know if I’m able 😂 
 Thanks, maybe you can be my remote consultant if need be 😁

I will let you know when I’m about start this endeavour,  because I’ll need all the help to build this project 
 You can still buy land and build a humble home.  
 Building is much more expensive than buying. 
 In my country it is mostly, as land is so expensive that promoter build the shittiest cube od concret to sell it as a house, so yes if you get the land you pay already close to a million or more depending of the exact area and then what do you have left for the house itself is usually half of that or less.

Also seeing all the problems people have when building, I would clearly prefer to buy an existing house. 
 Fair. That’s unfortunate. Society imo has lost that ability. Germany and Austrian families used to build family homes with three levels for generations with a retail shop for the family to work.  
 I understand, but don’t give up hope for private land. You never know. 😃 
 Exactly, my retired neighbours sold their house with 3 stories, retail at ground floor (where she worked all her life as hairdresser), workshop for wood work in the basement (where he worked some time and did his hobby) and of course a garden.
Now the are living in a shitty modern apartment as we do, it's 5 years old and some wall are falling appart with cracks are visible from both side, equipement are so cheap they break one after another, seal are already gone in bathrooms and need to be redone properly...

At least the house was sold to a young family and not crushed to do another shitty appartment building like ours. 
 I'm in Switzerland, prices are artificialy higher as everybody has a loamn with 0.5-1.5% interest, strong tax deduction due to the debt and you are never required to reimburst it fully, even when retired so if you decide to fuck banks and buy cash, you will have a huge disadvantage compare to others who play this shitty game.
So unless you are in the top 1% wealthiest in the country (worth almost 7MUSD or more) and you don't care about losing some opportunity gain, then you will not buy without loan. And I feel that it's sick 🤮. 
 Depends on where the house is being bought. 
 THIS IS VERY TRUE . 
 The state you live in  
 Depends on the size of the property... 😅 
 IM GRATEFUL TO HAVE PAID FOR MY HOUSE IN CASH 8 YEARS AGO ...

#btc #cash #house #