they are currently. yes. But they got invented to give you a privacy solid alternative for custodial lightning wallets (Which are tbh IOUs as well). Seeing how many people use custodial solutions that's atleast a privacy upgrade. * And maybe there might be comming a solution making them trustless.
I should've added a "/s" lol
probably😂 but tbh the cashu lighning adress in your bio should have make me question your intention😅😭