Great take.

We know not everybody will be able to self-custody - Bitcoin on layer 1 cannot even support everybody who has a cellphone to make 1 self custody transaction per day.

What is important is that people understand that somebody around them can still verify, spend, and interact with the base layer - and that those people serve as the hubs and guardians for ensuring the layer 2s are not perpetuating fraudulent bitcoin 

 Facts, very bullish on community UTXO's. 

It would be amazing if the base layer scaled to everyone (from an inclusion perspective) but of course that's not possible. 

I think lightning right now is still very open and permission-less, but I get the feeling that we will see many L2 projects to legitimize fiat and shitcoins on top of bitcoin, or corral sats into permissioned systems.