I'm sure that's happening to some extent. But case in point, I don't think "Sleepy Joe" is really responsible for much of anything. I think you could have a roll of toilet paper as president and not much would change. I think some of the small group of psychopaths make the decisions, and the useful idiots like Joe dutifully implement the decisions and expect to reap the benefits in their bank account. 

All just speculation though, it's out of my control and so irrelevant from a practical perspective.  

 I agree 100% - he is the actor that enables masses to lower their defense guard. I believe those "stupid" bankers are playing a similar role in this game..to convince people that they're not that clever and sophisticated.