The financial system is controlled by:

1. A few psychopaths, and 

2. A lot of empty suits who've ironically been so confused by the complex obfuscation of their own scam that they can't even describe it's basic function coherently. 

It's frankly embarrassing, and the fact that we let these limp-wristed buffoons control the entire global economy, rather than having a good laugh at their inane blathering and moving on with life, reflects poorly on the human population as a whole. 

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 I believe it's very possible that they're acting "stupid" both in finance and government. It fools you and you assume that may be such stupid people can't harm you badly...you let your guard down easier in this way. Their laws are no jokes though when they drop. Those really kill millions of people when activated. "Sleepy Joe" - old fart and still starts all those wars and steals all those billions from people's pockets. 

 I'm sure that's happening to some extent. But case in point, I don't think "Sleepy Joe" is really responsible for much of anything. I think you could have a roll of toilet paper as president and not much would change. I think some of the small group of psychopaths make the decisions, and the useful idiots like Joe dutifully implement the decisions and expect to reap the benefits in their bank account. 

All just speculation though, it's out of my control and so irrelevant from a practical perspective.  

 I agree 100% - he is the actor that enables masses to lower their defense guard. I believe those "stupid" bankers are playing a similar role in this game..to convince people that they're not that clever and sophisticated.