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 Monero:

✅ Not an IOU

✅ Open and decentralized issuance (No seigniorage)

✅ Issuance requires PoW (Not arbitrarily rehypothecatable)

✅ Issuance is stable and predictable

✅ Your tokens don't instantly become useless and worthless when a mint shuts down (0 in bitcoin terms)

Ecash is cool, but let's not pretend it has no major downsides, or that Monero doesn't have it's own perks.