Or it's just reality and has nothing to do with money at all. Microorganisms are real. You do you, but saying you aren't taking a risk is total bullshit. 

 And cooking allows for easier digestion and probably results in better nutrition as a result, even if the food does lose some when cooked.

This is the leading thought behind our smaller digestive systems, different teeth/jaws, larger brain sizes, and even our social structures.

Animals likely became man because they cooked.

Anyway, I'm glad you're happy. That's all that matters really.