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 @hodlbod 

companies are committing a lot of elder abuse by making information hard to get

bank procedures are very clunky and ineffecient 
 I wonder if you could bring a class action lawsuit for elder abuse 
 look into 3rd party mortgage services charging double escrow 
 Yiiiikes sounds terrible 
 it's fraud but after consult apparently I can sue now & go thru hell or pay off the mortgage & file in small claims court(+$10.000.00 now) which seems the better option.  class action is ripe for the taking/ have not looked into that/my consult is not a trial lawyer 
 have talked to state tax office & house insurance provider & both were friendly & stated they were dealing with a lot of friction from this bs!