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 I believe financial advisors have never been necessary, but can continue to be a benefit to their clients if they are adequately knowledgeable and experienced.

Any financial advisor who hasnt spent at least 100 hours (let alone 1000 or 10000 hours) understanding Bitcoin is going to find themselves behind the curve until they do and are likely keeping their clients uninformed 
 Agreed. There are some good financial advisors, but they ussually charge a fee.

The people shilling a traditional "60/40 "well diversified portfolio" are mindless corporate drones selling bad debt for a commission. I don't know how anyone selling bonds can sleep at night, but I auspect they have no idea what they're doing.

In the future(well in the present actually) , people will still need help setting up multisig, use passphrases, and run nodes. That's the only advice worth the sats.