As someone who grew up in an area with flash floods that claimed lives every year, not to mention plenty of cars, I agree. Don't drive in floodwater if you can avoid it. Doesn't matter if you mud bog on the weekends. When you can't avoid it, I'd still prefer to be in something with lots of clearance and minimal electrical requirements. And if it stalls, the starter is at the bottom of the motor, and is electric. So don't stall.