It will. In fact, I expect it to be the solution when we have a bunch of bank collapses. People will run to it.
Between freedom and slavery people choose convenience. Why don’t people after collapse of centralized exchanges use hardware devices? Or why do more people use WOS than self-custody lightning wallets?
To be perfectly fair - lightning is only meant to be used as like real world wallet, i.e. for holding a small amount of btc to buy cheap goods quickly. Don't hold a lot of sats on a lightning wallet, custodial or not.
I just wanted to point out why people use convenient services despite it takes away their freedom.