Like many others said, but to reiterate: Wise. Nothing comes even close.

Two snags though:

1. They're firmly anti-crypto. If for whatever reason you want to send money to an exchange, for example, they won't let you
2. Wise US doesn't give debit cards anymore, which is extremely inconvenient

If you only want to do money remittances though, those don't matter.  

 Thanks! 🙏 Yes in this case I am simply needing to send fiat from a personal US bank account to a personal Canadian bank account. Sounds like that’s the best option.  

 (Pro hint: plenty of Bisq users like Wise).