Yes, but also make it so that your users don’t hold large balances on any single mint; say when 10k sats is reached in any mint you shuffle things around or guide them to move funds into an established fedimint or Liquid.

The thing is that when the user has no funds they can’t spend fees to improve their setup, but once there are some funds to protect more choices become economical. 

 That’s a good point, maybe the clients can diversify risk automatically shuffling balances across many different mints. The engineering and design to do this right will be a decent amount of work, but its an interesting approach 🤔