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 River offering 3.8% yield paid in BTC on USD deposits was not on my bingo card. It's either the beginning of the bank run to end all bank runs, or brilliant. Can't decide. 
 Highly sketch imo, avoid parking your money at all costs 
 I just find it interesting to appeal to bitcoiners by providing a place to park fiat. Lol… yeah maybe i’ll put my $2.37 there. I’ll consider it. 
 Parking $100 to make $3.5 sounds convoluted. Even at $10000 what you’re gonna risk that for $350? How about I just park my money in a cold wallet and focus on making more sats. 
 So you really don't have any money in a checking or savings account denominated in dollars? 
 I have enough to make fiat based expenses in for the for seeable future but it’s not there to make a yield. 
 I think they are trying to attract normies that still hold fiat. Get them one step farther from JP Morgan, and one step closer to getting out of fiat. Could always ask @River