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 How so? Just curious. Seeing more criticism of him lately. I've known people who have done his thing and been happy with it. And the people I know who do criticize him haven't tried it. What is the basis for criticizing his program? 
 The denominator is going to zero. 
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 His advice works well in an era of high interest rates and low money printing. 30 years ago, Ramsey had good advice.

If you spent 7 years paying off your debt before buying a house when interest rates were less than 3%, and then the interest more than doubles, you would have been better off buying the house before paying off the debt.

Ask me how I know. 
 Ouch.