I think the opportunity cost for spending now versus in 2 months is pretty high. I feel like Bitcoin is getting real close to going on a little price discovery run.

The 'problem' as you kind of allude to, is that Bitcoin will go up forever. At some point you have to start enjoying your savings.

In talking to Bitcoin merchants, Bitcoiners aren't buying anything right now except for bit axes. Everyone is hodling like we're in the depths of a bear market. 

 Use credit . Or don’t idc I got tired of waiting . I do think btc will pump any day. Rates getting cut soon