As I said have fun scaling this 

 Agree. Will be hard with all the differing regulations around the world 

 Definitely for Americans but how is using it to pay bills only for people living in debt? 

 You can use credit cards with bigger cash back and stack the points that will cover more than fold is offering 

 How do you pay the credit card back? 

 

https://s3.poster.place/poster-media/f4bd555a8189d5d86fe2561b77f7b28fa3fa14f17a56010b46b974fed6906e79.png 

 I never spend cash to buy things! I use credit cards and then cover them right away 

 Me too. What do you cover them with? Cash from checking account? 

 Money orders 🤣 

 Old school :)

I’ll use my Fold account for get some puny sats back to pay off my credit cards right away. 

 I should mention that this in no way uses the Fold Card. Instead you just give the biller the account number and routing number and it will be drawn from like any ACH bill pay. 

 Let’s say I use a credit card to get cash back and then pay those bills off in full each month using Fold? I get cash back from card and says back for paying the credit card back. Short term debt (but no interest since paying it back right away)