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 I never spend cash to buy things! I use credit cards and then cover them right away 
 Me too. What do you cover them with? Cash from checking account? 
 Money orders 🤣 
 Old school :)

I’ll use my Fold account for get some puny sats back to pay off my credit cards right away. 
 I should mention that this in no way uses the Fold Card. Instead you just give the biller the account number and routing number and it will be drawn from like any ACH bill pay.