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 We are making bankers, and scammy exchange owners rich.
My personal experience was so bad (everything overly complicated, convoluted and expensive) that I never dared to recommend it to anyone because I did't want to risk causing them unnecessary stress, trouble or loss. Instead, despite the fact that I was personally buying and forcing myself to use bitcoin, whenever anyone asked me what to invest into, I'd shrug shoulders or tell them to buy gold. I should have just walked in a gold shop and bought some myself. 0 fees. 
 I own gold, as well, but it's nothing but a reserve asset. It's not a base money. 
 Yeah, it's not a lazy man's get rich quick scheme. If wealthy people invested in people and small local businesses instead of storing it in gold or the ponzi stock mmarket, the world woulld be better. 
 Reserve assets and investments are completely different things, tho. They're not things that are in competition with each other; they're different categories that you divide your income up into: 

spending and investments (LN, fiat cash, and banking account)
savings (Bitcoin hot wallet)
reserve asset (Bitcoin hard wallet and gold) 
 The reason why I say that I consider sats "normal money", is that I now use it for all three levels and nearly all of the money I hold is in Bitcoin and it's what I prefer to use.

Fiat is only a throughput currency. 
 Is silver? (Pls say yes, I'm bagholding) 
 It's like the LN of gold. 😅 
I also have some silver, bought at the ATH. I keep it for Armageddon.