We are making bankers, and scammy exchange owners rich.
My personal experience was so bad (everything overly complicated, convoluted and expensive) that I never dared to recommend it to anyone because I did't want to risk causing them unnecessary stress, trouble or loss. Instead, despite the fact that I was personally buying and forcing myself to use bitcoin, whenever anyone asked me what to invest into, I'd shrug shoulders or tell them to buy gold. I should have just walked in a gold shop and bought some myself. 0 fees.