Lightning works well, but it is getting more & more centralized to a select few big wallet providers.   I can't see it being decentralized unfortunately.  Running a Lightning node is multiple orders of magnitude more involved than just a regular Bitcoin node, especially trying to recover after a crash with no mirrored server & getting funds back on a Watchtower node.  Lots of Dev work needed on the back end to make it more friendly for people tosuccessfully run their own Lightning Node and keep it decentralized. 

 absolutely agree.  its a long way to go if dont want a paypal for  bitocin.  

 ah that's interesting. I'd be screwed with that since I barely understand a computer outside of word processors

I can learn

but I'd darn sure prefer someone creates an AI to manage troubleshoot and correct issues for me