@nostr:note1rrq33g39pephk4y5w6ed79wfkn9jf25p3c8gw64v7jrs5vut3d6seafpl6

I’s say the answer for sure depends on your current money reserves and how much you’re willing to pay to keep this cute little guy going. You could self insure, but that becomes harder the more you’re willing to pay. Ofc the insurance will have a max too.