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 Gotcha, thanks for the help. So I can open an incoming channel with 1m sats regardless of what is in my Alby account if I choose to use that? 

If I want an outbound channel I need to set that up manually and ideally have it at 250k minimum?

Just want to double check, first time trying to run a lightning node! 
 If you want outbound capacity you need to put some money in. 
So you can also just send a few sats in through that first channel you get. You don't need to specifically open a new channel. 

You start, Alby Hub by default helps you to open a channel to receive. Then you can receive payments of any amount and that you then can spend.  
 Great, that makes sense, thanks for your help and patience!