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 Our next home has a big oil tank, a wood-burning stove with a cooktop, and passive solar (hot water), but it's harder to heat in the winter, so our costs will stay about the same. 
 If you have a wood burner you can get a heater jacket for when the solar isn't heating that water enough.

As for heating  yourself, the trick is exactly that, heat yourself not the building. 
 And if you have the space, you can coppice for your own firewood.