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 I have one of those credit cards. free grocery? no fees? based. it's good in my use case because I pay off all my credit cards monthly so I never have interest 
 I think they are just a Mastercard/Visa reseller here. It isn't like a store card. I only use my credit card online now. 
 I had a buddy who's family had a business with huge cashflow (in the millions) and they somehow had a credit card with a huge limit. They would do all of their massive transactions through it and had airmiles for centuries to come 
 yeah my credit is fine and they approved me for the "world elite" card so if I ever need like 100k in groceries I'm set 
 Those robes and ceremonial daggers can get real expensive. 
 Some chink billionaire flies his entire family around on miles he got from putting a $170m painting on his Amex Centurion, lol.