@46cd5609 @d4cc8164 absolutely agreed, they have been better than nothing but I have gotten so much trouble from them. I think the only thing harder was my couple of months on Medicare a few years ago. That depends a lot by county, though, my mother-in-law has great success with medicare. Anyway, uhc? Never again unless it's my only option. 

 @74400453 @d4cc8164 I hear ya. 

Medicaid similar highly variable state to state.

Probably harder to get Medicaid in Alabama, but lol, they covered everything. Illinois subcontracted out to companies who means tested everything and would be like "if BCBS doesnt cover it, we wont cover it" so no point in having secondary insurance.