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 bc1* 
 I don't see where I can enter a bc1, only ln 
 The recipient address accepts ln address, lnurl, and bc1

I'm pretty sure of this! But obviously I know the least out of anyone here 
 The recipient address accepts ln address, lnurl, and bc1

I'm pretty sure of this! But obviously I know the least out of anyone here nostr.fmt.wiz.biz 
 I just tried bc1 to Phoenix and Electrum, from GetAlby and both didn't work. I've now sent it to Phoenix over LN, with an invoice. At least, it's then off of the custodial address. 
 Some wallets allow you to pay to an onchain address for a fee however many just pay lightning invoices.
If you want to pay to a bc1 address from any lightning wallet use Boltz exchange. It will let you enter a bc1 address and then it will present you with a lightning invoice to scan and pay charging a 0.5% fee to swap from lightning network to on chain. 
 Getting totally eaten up by fees, with the small amounts I'm sending, but the Alby is custodial, so I can't collect a larger amount there and then send it, all at once. Moving things peu à peu to Phoenix, and from there over Boltz to my hardwallet.

This is all crazy-difficult. 😭  
 The trade of to fees is going the KYC route. 
You can send to lightning on strike for no fee and then withdraw to on-chain for free as well.

But you know what they say about when things are free... 
 You should probably send a million sats for UTXO management.  
 I don't have a million sats, unfortunately.