Yeah, this is such a big and complicated issue. It's crazy how things have changed since Social Security was first set up. It’s like the system wasn’t built to handle all these shifts in population and life expectancy. I doubt there’s a way we can adapt to make sure everyone gets what they’ve worked for, without making it harder on the next generation. If there was a way I imaging a rough draft would have been proposed by now… oh well…Keep stacking I guess. 

 An easy way to ensure everyone gets their share is to make it an opt in system. 

 I think most things should be an opt in system.