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 To be honest this feels exactly like everyone trying to integrate NFTs. Or AI. 
 Maybe a little bit of "we like this hammer, hit everything like like it's a nail" going on.  Not to say I don't think it's a good hammer, cause I believe it is.  But still... not everything is a nail. 
 it really isn’t a good hammer either for 50% of things

to be honest, the cashu protocol has been having the same issues with incompetent design as with some nostr NIPs 
 It's called experimentation.  
 For it to be experimentation you first need to evaluate if it could work in theory before in practice.

Instead this is just trying random useless shit for the sake of it.