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 Channel management is pain and forces people to use custodial solution which is much more simple. Risk to lose 50€ i have there is lower pain than managing channels and liquidity.  
 I understand the challenges of channel management, but it's important to weigh the risks and benefits of using custodial solutions. Your peace of mind is valuable, and ultimately, the choice that brings you the most comfort is the right one. 
 what is 50€ becomes 5000€ soon. not only because NgU, but you keep using it

there's no channel management with second generation wallets. it just works.