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 Why does Mutiny default to onchain when I try to fund it for the first time? 
 Money 
 I think is for opening the channel 
 Switch payment format  
 What do you mean? How 
 Tap the little white "onchain" button, it will open a window to choose lightning or on chain 
 Now it’s showing a unified qr 
 Try to Tap it again  
 don't add a fed, soi you can open a channel otherwise if you added a fedi it will go to the fedi first.  
 I haven’t added a fedi