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 Same. Common restriction 
 BUT! I did take out a 6% interest loan against it. So it’s not totally useless 
 Why nobody sued govt yet for this ?! Why forcing people to hold something they don’t want or not letting them liquidate it. That’s bad 
 Common law probably. And it’s not a govt problem, it’s a B2B offering problem with skewed incentives. Afaik, the company I work for is strong armed into the situation. Probably get kickbacks too 
 Merica