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 Oh - and network capacity on Lighting has doubled the last year or so. Why? Because more people are using it for payments AND storage! We won't even talk about all the other developments like Nostr, Paradigm, Fedi, etc...

See for yourself.
https://bitcoinvisuals.com/lightning 
 I will say it again, that doesnt means nothing because 90% of the LN usage is custodial so it isnt a self sourveign solution..  
 Exactly. Fast and free. I use it all the time. Instant, no fee transactions.

What you see as a problem, I see as a benefit. Many other solutions on the way. 
 It's because people that think like you that Bitcoin already failed 🤡 
 Because you don’t have problem with third party, go using Instant Sepa, it’s faster and inexpensive 🙄