@48bfa577 

I think so many have become detached from money.  

I know, generally, what I make for an hour of work. 

I view discretionary expenses through that lens 

Or, they look at it as a monthly payment. 

 @5fc4ba46 monthly payments are bondage.  I basically do the same thing, or as an alternative I look at hiw much it would produce in retirement income in 10 years.